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Terms & Conditions – VALUE QUEST FINANCE CORPORATION

Welcome to VALUE QUEST FINANCE CORPORATION

These Terms & Conditions ("Terms") govern your use of our website, services, and financial products. By accessing, browsing, or using our services, you agree to be bound by these Terms. Please read them carefully. If you do not agree with any part of these Terms, you should not use our services.

1. General Information

VALUE QUEST FINANCE CORPORATION, We are committed to providing reliable financial services to our customers. Our services include various loan and financing solutions tailored to meet the needs of individuals and businesses. All services are subject to applicable laws and regulations, and approval is based on eligibility, creditworthiness, and other criteria.

2. Eligibility and Application Process

To apply for any of our financial products, applicants must:

- Be at least 18 years of age or the age of majority in their jurisdiction.

- Provide accurate and complete personal and financial information.

- Submit all required documents promptly upon request.

- Meet specific eligibility criteria for each product, which may include income verification, credit checks, and other assessments.

We reserve the right to accept or reject any application at our sole discretion without providing a reason.

3. Loan Terms and Conditions

- Interest Rates and Fees: All applicable interest rates, processing fees, service charges, and other costs will be disclosed transparently before the agreement is signed.

- Repayment Schedule: Borrowers agree to repay the loan amount, along with applicable interest and fees, according to the schedule specified in the loan agreement.

- Late Payments: Failure to meet repayment deadlines may result in late payment charges, penalties, or additional interest. Repeated defaults may lead to legal action or reporting to credit bureaus.

- Prepayment: Borrowers may have the option to prepay loans, subject to certain conditions and potential prepayment penalties as outlined in the agreement.

4. Use of Funds

Funds obtained through our services should be used solely for the purpose specified in the loan agreement. Misuse of funds may result in penalties, cancellation of the loan, or legal action.

5. Customer Responsibilities

- Maintain accurate and up-to-date contact and financial information.

- Promptly notify us of any changes in circumstances that may affect repayment ability.

- Ensure timely repayment of all dues.

- Use the borrowed funds responsibly and in accordance with applicable laws.

6. Confidentiality and Data Privacy

We are committed to protecting your privacy. All personal and financial data collected during the application process will be handled in accordance with our Privacy Policy. We may share information with authorized third parties for credit assessment, legal compliance, or other legitimate purposes.

7. Intellectual Property

All content on our website, including text, graphics, logos, and trademarks, is the property of VALUE QUEST FINANCE CORPORATION or its licensors. Unauthorized use or reproduction is prohibited.

8. Limitation of Liability

To the maximum extent permitted by law, VALUE QUEST FINANCE CORPORATION shall not be liable for any damages, losses, or expenses arising from the use or inability to use our services, including but not limited to direct, indirect, incidental, or consequential damages.

9. Amendments and Updates

We reserve the right to modify, update, or revise these Terms at any time without prior notice. Changes will be effective immediately upon posting on our website. Continued use of our services constitutes acceptance of the updated Terms.

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where VALUE QUEST FINANCE CORPORATION operates. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

11. Contact Us

For any questions or concerns regarding these Terms & Conditions, please contact our customer support team at info@valuequestfinancecorporation

Effective Date: 25-Sep-2020

Terms & Conditions